Senator Bernie Moreno of Ohio called for swift action on cryptocurrency legislation, warning that lawmakers must finalize a market structure bill within 90 days. Speaking at the World Liberty Forum hosted by World Liberty Financial at President Trump’s Mar-a-Lago resort, Moreno said the measure could clear Congress “hopefully by the end of April.”

The event drew 300 to 400 leaders from finance, technology, policy and media. Moreno, a leading voice for federal crypto rules, stressed the urgency amid stalled Senate talks. “It has taken years off my life,” he said of the negotiations, according to live reports from the forum. Lawmakers, he added, “have to get it done in the next 90 days.”

Moreno backs frameworks like the Digital Asset Market Clarity Act. That proposal would classify digital tokens as securities or commodities and set oversight for trading platforms and stablecoins. Parts of crypto legislation have advanced through the House. Senate momentum has faded, however, due to lobbying, technical disputes and partisan rifts.

Stablecoin rules remain a flashpoint. Banks oppose yield-bearing stablecoins, arguing they siphon deposits from traditional finance. Crypto companies counter that such features drive innovation and competition. Moreno drew applause when he pledged to block banks from revisiting settled provisions in the GENIUS Act. “We’re not going to go back and revisit legislation that’s already passed,” he said.

Sources close to the talks say discussions between banks and crypto stakeholders have stalled in recent weeks. That raises doubts about meeting Moreno’s deadline. A potential White House meeting to break the impasse might also slip. One invited participant called the planned session “just for show,” citing a lack of progress.

Florida Attorney General Ashley Moody joined Moreno on stage. She lightened the mood with a quip about his role on the Senate Banking Committee. “He’s in Banking. If they don’t get it done, we can blame Bernie,” Moody said, prompting laughter from the crowd. She also noted the heavy scrutiny on negotiators as they race to seal a deal.

Moreno’s push reflects broader efforts to cement U.S. leadership in digital assets. After years of debate, his 90-day window signals a potential endgame for regulation. Banks and crypto firms continue to clash over stablecoin yields and market oversight. Congress faces a crowded calendar, with tax debates and budget fights looming.

The forum underscored rising institutional stakes in blockchain, DeFi and stablecoins. Participants debated their impact on the U.S. dollar and global finance. Moreno’s remarks position him at the center of the fight, as Ohio’s Senate race heats up. He aims to build on House wins and deliver clarity for an industry valued at trillions.

Negotiators must bridge gaps fast. Banks want safeguards against deposit flight. Crypto advocates seek room for product evolution. Failure to act could cede ground to overseas regulators. Moreno vowed no backsliding on prior deals, a stance that rallied the room.

Officials tracking the bill expect more closed-door sessions soon. The 90-day clock starts now. Passage by April would mark a milestone after prolonged gridlock.